Thank you again for the clarification. I think I got it now. I'll not argue the point any longer. I appear to be up against a hard technical stop I cannot overcome easily, and this effort is only for a legacy piece of Bible study software that I can't justify spending much to migrate.
But I will add this: Page 25 of the Fusion 13 release notes specifically says twice:
Create a new virtual machine, import a virtual machine, or
migrate a physical computer
Use the File menu to create a new virtual machine, import a
virtual machine, or migrate a PC.
VMware Fusion Pro 13
Using the Home Pane to Create a Virtual Machine or Obtain One from Another Source
You can create a virtual machine, or migrate a physical PC.
This is what was driving my questions.
Anyway, I purchased and registered an older version of Fusion (I think Fusion 11). But I lost the download when my Mac hard drive crashed, and all I have now is the 30GB file called Windows XP Home Edition.vmwarevm (and I know my old VMWare customer number). Can my purchase and this file get me anywhere towards running an older version of Fusion on my M1 Apple. Is a download of my purchased version still accessible?